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Author Archives: Jay Butchko

Bankr19

How Is the Chapter 13 Bankruptcy Repayment Plan Determined?

By Adam R. Weaver, Esq. |

When struggling with overwhelming debt, one of the options that may offer relief is filing for bankruptcy. One of the types of bankruptcies that individuals can file is Chapter 13 bankruptcy. Chapter 13 bankruptcy allows debtors to restructure their debts and create a manageable repayment plan while keeping their assets. Usually, with Chapter 13… Read More »

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BankruptcyCouple

Can I Get a Mortgage After Filing for Bankruptcy?

By Adam R. Weaver, Esq. |

If you are struggling with overwhelming debt, filing for bankruptcy can offer you a fresh financial start. Many people benefit from filing for bankruptcy every year. According to statistics, in 2023, there were 434,064 individual bankruptcy filings in the United States of America. This was a 16% increase compared to 2022. However, filing for… Read More »

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Bankruptcy19

Documents You Need for a Chapter 7 Bankruptcy Filing

By Adam R. Weaver, Esq. |

If you are struggling with overwhelming debt, one of the best options is filing for Chapter 7 bankruptcy. With Chapter 7 bankruptcy, also called “liquidation bankruptcy,” the bankruptcy trustee liquidates your non-exempt assets to repay creditors. In return, your qualifying unsecured debts, such as medical bills, credit card balances, and personal loans, are discharged. … Read More »

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Bankr15

5 Top Reasons To Consider Filing for Bankruptcy

By Adam R. Weaver, Esq. |

If you are struggling with overwhelming debt, one of the options available to you is filing for bankruptcy. However, we understand that the decision to file for bankruptcy may not be easy. Bankruptcy is often associated with negative connotations. For example, some people view bankruptcy filers as financially irresponsible. It is crucial to remember… Read More »

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BankChapter13

Reasons To Choose Chapter 13 Bankruptcy

By Adam R. Weaver, Esq. |

After deciding to file for bankruptcy, one of the most crucial things you can do is choose the right type of bankruptcy to file. Choosing between a Chapter 7 and Chapter 13 bankruptcy depends on individual goals and circumstances. If you are considering filing for bankruptcy, you should know that selecting which type of… Read More »

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Bankr16

4 Reasons To Choose Chapter 7 Bankruptcy

By Adam R. Weaver, Esq. |

If you cannot meet your debt obligations, you may benefit from the protections provided by bankruptcy. When it comes to bankruptcy, there are different options. The two main types of consumer bankruptcy in the United States of America are Chapter 7 and Chapter 13. Whether Chapter 7 or Chapter 13 bankruptcy is the right… Read More »

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BankruptcyQuest

What Is Reaffirmation in Bankruptcy?

By Adam R. Weaver, Esq. |

When you file for bankruptcy, some or all of your debts are discharged, and you are no longer required to pay them back. Bankruptcy can provide you with an opportunity to start over financially. However, in some cases, you may want to reaffirm a particular debt. Reaffirming a debt means you agree to remain… Read More »

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BusWoman

Seeking a Second Opinion if You Are Considering Bankruptcy

By Adam R. Weaver, Esq. |

Just like patients sometimes seek second medical opinions, seeking a second opinion when dealing with a legal matter can be a wise decision. Legal matters can significantly impact people’s lives. A second legal opinion can make a difference and help prevent negative consequences. As bankruptcy attorneys, it is not rare to receive inquiries from… Read More »

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DebtHelp

Understanding Debt Counseling

By Adam R. Weaver, Esq. |

If you are struggling with debt, you may be feeling overwhelmed. If you have a lot of debt or are behind payments, you may be feeling stressed out. If this is your situation, you may want to consider debt counseling/credit counseling. In this article, we will use the term debt counseling. Debt counseling can… Read More »

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Bankr21

4 Benefits of Filing for Bankruptcy

By Adam R. Weaver, Esq. |

If you are feeling overwhelmed with debt, you have several options. For instance, you can negotiate with your creditors and agree on how to repay your debts. Debt consolidation is another option you can consider if you are struggling to repay your debts. With this process, you take out a new loan to pay… Read More »

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