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Author Archives: Jay Butchko

Chapter13

What Is A Chapter 13 Confirmation Hearing?

By Adam R. Weaver, Esq. |

If a person is struggling with overwhelming debt, they can file for bankruptcy and get relief. Usually, people file either a Chapter 7 or Chapter 13 bankruptcy. A Chapter 7 bankruptcy allows a debtor to have all or most of their debts discharged by the bankruptcy court. On the other hand, filing for a… Read More »

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Bankruptcy_money

Can I Go To Jail For Debt?

By Adam R. Weaver, Esq. |

Debt is on the rise in America. Some of the common types of debt in America include student loans, credit cards, mortgages, home equity lines of credit (HELOCs), and auto loans. It was estimated that in 2021, the total personal debt in America was $14.96 trillion. According to research, 77% of American households have… Read More »

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Bank8

Negative Thoughts You Should Get Rid Of About Your Bankruptcy

By Adam R. Weaver, Esq. |

If you are struggling with overwhelming debt, you have options. One of these options is filing bankruptcy. After you file, the automatic stay will prevent creditors from calling you and demanding payment. The automatic stay can prevent creditors from suing you and sending you letters. Also, a bankruptcy filing can stop an eviction, foreclosure,… Read More »

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Debt8

Rebuilding Your Credit After Filing Bankruptcy In Pennsylvania

By Adam R. Weaver, Esq. |

Having a high credit score is quite important. You can easily obtain loans with lower interest rates with a high credit score. Apart from helping you secure loans with lower interest rates, a high credit score can help you when you’re looking for housing or applying for a job. If you are considering filing… Read More »

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Debt9

What Debts Are Not Discharged In Bankruptcy?

By Adam R. Weaver, Esq. |

If you’re facing financial hardship because of overwhelming debts, one of the options that can help you start over financially is filing for bankruptcy. Usually, the aim of filing for bankruptcy is to obtain a “discharge” of debts. When debts are discharged, it means you are no longer obligated to pay back those debts…. Read More »

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Bankruptcy19

Will My Co-Signer Be Responsible For Debt If I File For Bankruptcy?

By Adam R. Weaver, Esq. |

If you are struggling with overwhelming debt, filing bankruptcy might be an option for you. People often choose Chapter 7 bankruptcy because the process is quick and because Chapter 7 bankruptcy enables you to have your debts discharged/forgiven. However, if you are not eligible for Chapter 7 bankruptcy, you can benefit from filing a… Read More »

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BankrLaw2

Do I Really Need A Bankruptcy Attorney?

By Adam R. Weaver, Esq. |

If you have been struggling with overwhelming debt and have finally decided to file for bankruptcy, the question you are probably asking yourself now is whether you should hire an attorney. Considering you are already in financial trouble, doesn’t it make sense for you not to hire an attorney? Doesn’t it make sense for… Read More »

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CarRepo

Vehicle Repossession: Can Filing For Bankruptcy Help Me Keep My Car?

By Adam R. Weaver, Esq. |

Unlike many personal loans, a car loan requires collateral. The reason for this is that a car loan is a secured loan. Secured loans require some type of collateral as a condition of borrowing. In the case of a car loan, the collateral is the car that the loan is taken to purchase. Therefore,… Read More »

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BankLaw

Who Will Know I Filed For Bankruptcy?

By Adam R. Weaver, Esq. |

If you are dealing with overwhelming debt, one of your best options is filing for bankruptcy. According to research, more than one million Americans file for bankruptcy every year. If you file for bankruptcy, you may be able to eliminate most, if not, all of your debts. However, the reality is that the decision… Read More »

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BankAtty

Is It Possible For Me To Fire And Replace My Bankruptcy Attorney?

By Adam R. Weaver, Esq. |

If you are not satisfied with the service your current bankruptcy attorney is providing you, you might be wondering whether you can fire them and hire a new attorney. So, can you fire and replace your bankruptcy attorney? Of course, you can. You are not tied to your bankruptcy attorney. The same way you… Read More »

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